Our promise to you

One Fee Guarantee

Rate Rabbit Home Loans provides a fee guarantee with every loan when the loan is locked, not just an estimate. Fee Details

We are a Direct Lender and not a lead site.

Fast Loan Process

Fast Loan
Process

Lowest Rates and Fees

Competitive
Rates & Fees

One Closing Fee

1 Closing Fee Option

Direct Lender

Direct
Lender

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Rate Rabbit Home Loans is committed to providing its customers with competitive mortgage rates and closing fees, combining all applicable closing & lender costs into ONE low, guaranteed fee.

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Don't just take our word for it

  • Martin M.

    Refinance
    March 2022 | Stockton, CA

    I’m not usually a person that writes a review do to my busy schedule, however, I wanted to write this review because I was impressed with the quality of service Giselle and Jessica provided to me during my refinance process, starting with the best rate compared to other lenders, and during the ...

  • Amanda D.

    Refinance
    March 2022 | Phoenix, AZ

    Everything was as discussed, no bait & switch, no costly lender delays, very transparent process with a user friendly interface. I only wish I wouldn’t have wasted my time working with another lender first, Sam & his team at Raterabbit was a night and day experience. He locked my rate within 24...

  • Frederic O.

    Refinance
    March 2022 | Phoenix, AZ

    Having refinanced homes a number of times, this was absolutiely head and shoulders above the rest. Taylor, Alex, and Jessica got the job done in a few weeks start to finish. We have always experienced months previously to get through the process. The communication is swift and precise, and the ...

  • Susan B.

    Refinance
    March 2022 | Oakland, CA

    My husband and I were surprised that several financial institutions with whom we have substantial holdings and long-term relationships could not match the lower refinance rate or the lower closing costs of Rate Rabbit. So, with slight trepidation we gave them a try and do not regret it. The pro...

  • Martin M.

    Refinance
    March 2022 | Stockton, CA

    I’m not usually a person that writes a review do to my busy schedule, however, I wanted to write this review because I was impressed with the quality of service Giselle and Jessica provided to me during my refinance process, starting with the best rate compared to other lenders, and during the process both, Jessica and Gisselle were not only professional but also very efficient providing me with step by step of the loan process and responded questions within few hours, In the future I would definitely use Raterabbit again and very much recommend their competitive rates and superior customer service

  • Amanda D.

    Refinance
    March 2022 | Phoenix, AZ

    Everything was as discussed, no bait & switch, no costly lender delays, very transparent process with a user friendly interface. I only wish I wouldn’t have wasted my time working with another lender first, Sam & his team at Raterabbit was a night and day experience. He locked my rate within 24hrs of me submitting my documents, something that took my previous lender a month and a half to do and almost caused me to miss the boat. Thank you for being my loan hero!

  • Frederic O.

    Refinance
    March 2022 | Phoenix, AZ

    Having refinanced homes a number of times, this was absolutiely head and shoulders above the rest. Taylor, Alex, and Jessica got the job done in a few weeks start to finish. We have always experienced months previously to get through the process. The communication is swift and precise, and the paperwork is clearly outlined on the website. You always see what’s finished and what’s next. Couldn’t be better or easier.

  • Susan B.

    Refinance
    March 2022 | Oakland, CA

    My husband and I were surprised that several financial institutions with whom we have substantial holdings and long-term relationships could not match the lower refinance rate or the lower closing costs of Rate Rabbit. So, with slight trepidation we gave them a try and do not regret it. The process was quick and easy, everyone was pleasant and helpful, and they delivered the terms they said they would.

  • Martin M.

    Refinance
    March 2022 | Stockton, CA

    I’m not usually a person that writes a review do to my busy schedule, however, I wanted to write this review because I was impressed with the quality of service Giselle and Jessica provided to me during my refinance process, starting with the best rate compared to other lenders, and during the process both, Jessica and Gisselle were not only professional but also very efficient providing me with step by step of the loan process and responded questions within few hours, In the future I would definitely use Raterabbit again and very much recommend their competitive rates and superior customer service

  • Amanda D.

    Refinance
    March 2022 | Phoenix, AZ

    Everything was as discussed, no bait & switch, no costly lender delays, very transparent process with a user friendly interface. I only wish I wouldn’t have wasted my time working with another lender first, Sam & his team at Raterabbit was a night and day experience. He locked my rate within 24hrs of me submitting my documents, something that took my previous lender a month and a half to do and almost caused me to miss the boat. Thank you for being my loan hero!

  • Frederic O.

    Refinance
    March 2022 | Phoenix, AZ

    Having refinanced homes a number of times, this was absolutiely head and shoulders above the rest. Taylor, Alex, and Jessica got the job done in a few weeks start to finish. We have always experienced months previously to get through the process. The communication is swift and precise, and the paperwork is clearly outlined on the website. You always see what’s finished and what’s next. Couldn’t be better or easier.

  • Susan B.

    Refinance
    March 2022 | Oakland, CA

    My husband and I were surprised that several financial institutions with whom we have substantial holdings and long-term relationships could not match the lower refinance rate or the lower closing costs of Rate Rabbit. So, with slight trepidation we gave them a try and do not regret it. The process was quick and easy, everyone was pleasant and helpful, and they delivered the terms they said they would.